Riba repentance.
Mu' meneen Brothers and Sisters,
As Salaam Aleikum wa Rahmatullahi wa Barakatuh.
(May Allah's Peace, Mercy and Blessings be upon all of you)
One of our brothers/sisters has asked
this question:
Dear
Burhan Bhai,
I have
already knew about interest base loan from bank & dislike to take
loan but 30 days back i have decided to take loan from bank because i
have alot of problem to solve.
1st of
all my mother seriously ill from last 5 years so he inforced me to arrange
marriage of my sister & brother.secondly our house pludge with bank against
300000 loan.so to clear these three issues i took loan from bank,but i am not
happy feel burden on my heart & always pray to God & forgive my
sin.what can i do now,is it right way or not?i requested to my friends to give
me loan but all of them refuse so that time i was helpless.please guide me.
(There may be some grammatical and spelling
errors in the above statement. The forum does not change anything from
questions, comments and statements received from our readers for circulation in
confidentiality.)
Answer:
Riba repentance
In the name of Allah, We praise Him, seek His
help and ask for His forgiveness. Whoever Allah guides none can misguide,
and whoever He allows to fall astray, none can guide them aright. We bear
witness that there is none worthy of worship but Allah Alone, and we bear
witness that Muhammad (saws) is His slave-servant and the seal of His
Messengers.
Allah says in the Holy Quran Chapter 2 Surah
Baqarah verse 274-276:
But
those who devour ‘riba’ become like the one whom Shaitaan has bewitched and
maddened by his touch. They have been
condemned to this condition because they say, “Trade is just like ‘riba”, whereas Allah has made trade halaal and
‘riba’ haraam. Henceforth, if one abstains from taking ‘riba’ after
receiving this admonition from his Lord,
no legal action shall be taken against him regarding the ‘riba’ he had
devoured before: his case shall ultimately
go to Allah. But if one repeats the
same crime even after this, he shall go
to Hell, where he shall abide for
ever! Allah deprives ‘riba’ of all
blessing and develops charity, and Allah does not like an ungrateful, sinful person.
Allah says further in the Holy Quran Chapter 2
Surah Baqarah verse 278:
O Believers!,
fear Allah and give up that ‘riba’ which is still due to you, if you are true believers. But if you do not do so, then you are warned of the declaration of war against you
by Allah and His Messenger!
Allah says in the Holy Quran Chapter 4 Surah
Nisa verse 161:
That they took ‘riba’, although they were forbidden. And that they devoured men’s substance
wrongfully. We have prepared for those
among them who reject faith a grievous punishment (of Hell Fire)!
Allah Says in the Holy Quran Chapter 3 Surah
Ale-Imraan verses 130-132:
130 O ye who believe! Devour
not ‘riba’ doubled and multiplied; but fear Allah; that ye may (really)
prosper.
131 Fear the Fire which is prepared for those
who reject faith.
132 And obey Allah and the Messenger; that ye
may obtain mercy.
Allah Says in the Holy Quran Chapter 30 Surah
Rome verse 39:
39 That which ye lay out
for ‘riba’ through the property of (other) people will have no increase with
Allah: but that which ye lay out for charity
seeking the Countenance of Allah (will increase): it is these who will get a
recompense multiplied.
Allah Says in the Holy Quran Chapter 2 Surah
Baqarah verse 276:
276 Allah will deprive ‘riba’ of all blessings, but He will give
increase for deeds of charity: for He loveth not creatures ungrateful and
wicked.
Al-Tirmidhi Hadith 2829 Narrated by Ali ibn AbuTalib
Ali said he heard Allah's Messenger (saws)
invoke the curse of Allah on those who took ‘riba’, those who paid it, those
who recorded it, and those who refused to give sadaqah.
Dear and beloved brother in Islam, every single type,
derivation, and manifestation of ‘riba’ (including usury, interest, etc.) is
absolutely and categorically forbidden for the believers who sincere believe,
trust, fear, and have faith in Allah and the Last Day.
Your
Question: ……but i am not happy feel burden on my heart & always pray to
God & forgive my sin.what can i do now,is it right way or not?
Respected brother in Islam, guidance is seek the counsel
of the Laws of Allah before one does a deed or an act so that one may do the
lawful and abstain from what is prohibited.
If one, due to ignorance of the Laws of the Lord or due to circumstances
has transgressed one of the prescribed Boundaries of their Lord, it is only
befitting the character of a believer who sincerely fears Allah and the Last
Day that they immediately turn unto their Lord in ‘taubah’, seek forgiveness
for their transgression, and make a solemn covenant with their Lord that they
will never commit that sin again…..it is expected that they will find their
Lord Forgiving and Merciful.
Respected brother in Islam, whatever deeds one might have
done in one’s past, if one turns to Allah Subhanah in sincere ‘Taubah’ and
seeks forgiveness, Allah Subhanah has
promised in the Holy Quran that He will forgive all the sins of such a
repentant believer, even if one has committed the gravest sin of all:
‘Shirk’!
The conditions or ways to seek sincere Taubah or
Repentance from the Merciful Lord are:
Allah says in the Holy Quran Chapter 39 Surah
Zumur verses 53-54:
(O Prophet) say: “O My servants who have wronged
their own souls….Do not despair of Allah’s Mercy! Surely,
Allah forgives all sins. He indeed
is the All Forgiving, All Merciful. Return to your Lord and submit to Him before
the scourge overtakes you; for then you
may get no help from anywhere.”
Allah says in the Holy Quran Chapter 3 Surah Ale
Imraan verse 135-136:
Allah likes such good people very much,
who, if ever they commit a base deed or
wrong their own soul by the commission of a sin, remember Allah instantly, and ask for forgiveness from Him for their
shortcomings. For who, but Allah,
can forgive sins? (And Allah
loves those) who do not knowingly persist in the wrongs they did. These will be rewarded with forgiveness from
Allah, and with Gardens beneath which
canals flow, and they will reside
therein forever! How excellent is the
reward of those who do good deeds!
Allah says in the Holy Quran Chapter 6 Surah
Anaam verse 54:
When those come to you who believe in Our
Signs, say: "Peace be on you! Your Lord had inscribed for Himself (the rule
of) Mercy. Verily if any of you did evil
in ignorance, and thereafter repented
and amended (his conduct), Lo! He is
Oft-Forgiving, Most Merciful."
Al-Tirmidhi Hadith 2357 Narrated by Abdullah ibn Mas'ud
Allah's Messenger (saws) said, "He who
repents of a sin is like him who has committed no sin."
Al-Tirmidhi Hadith 2338 Narrated by Abdullah ibn Umar
Allah's Messenger (saws) said, "Allah
accepts a servant's repentance (taubah) till he gives up his spirit in
death."
Whatever written of Truth and benefit is only
due to Allah’s Assistance and Guidance, and whatever of error is of me
alone. Allah Alone Knows Best and He is
the Only Source of Strength.
Your brother and
well wisher in Islam,
Burhan
